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      <image:title>Insights - Awakening Giants: Ethiopia to Follow in Nigeria’s Mobile Money Footsteps? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Awakening Giants: Ethiopia to Follow in Nigeria’s Mobile Money Footsteps? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Awakening Giants: Ethiopia to Follow in Nigeria’s Mobile Money Footsteps? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Awakening Giants: Ethiopia to Follow in Nigeria’s Mobile Money Footsteps? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Awakening Giants: Ethiopia to Follow in Nigeria’s Mobile Money Footsteps? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Awakening Giants: Ethiopia to Follow in Nigeria’s Mobile Money Footsteps? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Insights - Awakening Giants: Ethiopia to Follow in Nigeria’s Mobile Money Footsteps? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.siaedge.com/insights/closing-gendergaps-agriculture</loc>
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    <lastmod>2023-09-08</lastmod>
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    <lastmod>2025-02-18</lastmod>
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      <image:title>Insights - Acting on the Unknown: The Missing Data in Digital Agriculture - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.siaedge.com/insights/more-than-a-lecture</loc>
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    <lastmod>2025-02-18</lastmod>
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      <image:title>Insights - ‘More than just a lecture’: Facilitating group learning in Jordan</image:title>
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      <image:title>Insights - ‘More than just a lecture’: Facilitating group learning in Jordan</image:title>
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      <image:title>Insights - ‘More than just a lecture’: Facilitating group learning in Jordan</image:title>
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    <image:image>
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      <image:title>Insights - ‘More than just a lecture’: Facilitating group learning in Jordan</image:title>
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      <image:title>Insights - ‘More than just a lecture’: Facilitating group learning in Jordan</image:title>
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      <image:title>Insights - ‘More than just a lecture’: Facilitating group learning in Jordan</image:title>
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    <loc>https://www.siaedge.com/insights/introducing-her-business-her-future</loc>
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    <lastmod>2022-11-14</lastmod>
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      <image:title>Insights - Introducing “Her Business, Her Future”: An Open Source Training Program for Women Micro-Entrepreneurs - Make it stand out</image:title>
      <image:caption>The eight modules of “Her Business, Her Future”</image:caption>
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      <image:title>Insights - Introducing “Her Business, Her Future”: An Open Source Training Program for Women Micro-Entrepreneurs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.siaedge.com/insights/ansp-final-report</loc>
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    <lastmod>2022-10-07</lastmod>
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      <image:title>Insights - Agent Network Strengthening for USAID - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.siaedge.com/insights/reflections-on-the-findex</loc>
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    <lastmod>2022-07-20</lastmod>
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      <image:title>Insights - Reflections on the 2021 Global Findex - Make it stand out</image:title>
      <image:caption>The percentage of people who can use a mobile money account without help, including from an agent, remains low. Only a handful of countries in Sub-Saharan Africa stand out as having higher percentages of the population with mobile money skills.</image:caption>
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      <image:title>Insights - Reflections on the 2021 Global Findex - Make it stand out</image:title>
      <image:caption>More countries saw a decrease in the gender gaps in account ownership. Economies across each continent have made progress in reducing the gender gap.</image:caption>
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      <image:title>Insights - Reflections on the 2021 Global Findex - Make it stand out</image:title>
      <image:caption>From 2017 to 2021, account ownership rates increased in 89 countries. 17 countries saw a decrease in account ownership.</image:caption>
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  <url>
    <loc>https://www.siaedge.com/insights/four-lessons-for-growing-womens-digital-financial-literacy-at-scale</loc>
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    <lastmod>2022-07-08</lastmod>
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      <image:title>Insights - Four lessons for growing women’s digital financial literacy at scale - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/061363f9-cdcd-4e52-85ed-fd2ab93d7ec2/survey+responses+high%2Fhighest+DFL+-+SIA</image:loc>
      <image:title>Insights - Four lessons for growing women’s digital financial literacy at scale - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.siaedge.com/insights/advancing-financial-inclusion-for-the-displaced</loc>
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    <priority>0.5</priority>
    <lastmod>2022-05-19</lastmod>
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      <image:title>Insights - Advancing financial inclusion for the displaced - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.siaedge.com/insights/2021/12/3/does-digital-financial-literacy-boost-womens-savings-habits</loc>
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    <priority>0.5</priority>
    <lastmod>2022-04-13</lastmod>
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    <loc>https://www.siaedge.com/insights/2021/10/25/impacts-of-digital-financial-literacy-in-the-lives-of-rural-ghanaians</loc>
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    <priority>0.5</priority>
    <lastmod>2022-03-19</lastmod>
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      <image:title>Insights - Impacts of digital financial literacy in the lives of rural Ghanaians - Make it stand out</image:title>
      <image:caption>Send Ghana mobile money agents activate mobile money accounts for customers of Saboba credit union after a Hey Sister! training.</image:caption>
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      <image:title>Insights - Impacts of digital financial literacy in the lives of rural Ghanaians - Make it stand out</image:title>
      <image:caption>Link Ghana coordinated mobile money accounts activation for around 2,400 shea nut collectors in the Gushegu and Karaga districts in the Savanna region of Ghana, mainly to receive payment for work done and savings purposes.</image:caption>
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      <image:title>Insights - Impacts of digital financial literacy in the lives of rural Ghanaians - Make it stand out</image:title>
      <image:caption>Christ Community Chapel, a grassroots facilitator, creatively instituted awards of Hey Sister certificates for participants after completion of the curriculum. Amina Alhassan, an enthusiastic participant from Tampion receives her certificate, in the Nanton district in the Northern region of Ghana. Acceptance and acknowledgment of the program by local chiefs and community leaders has been a strong catalyst for women to hold the course in high esteem.</image:caption>
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    <loc>https://www.siaedge.com/insights/2021/9/21/hey-sister-now-available-in-french-kinyarwanda-and-swahili</loc>
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    <lastmod>2022-03-19</lastmod>
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      <image:title>Insights - “Hey Sister!” now available in French, Kinyarwanda and Swahili - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.siaedge.com/insights/2021/6/28/hey-sister-new-digital-financial-literacy-lessons-available-and-still-open-source</loc>
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    <priority>0.5</priority>
    <lastmod>2022-03-19</lastmod>
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    <loc>https://www.siaedge.com/insights/2021/5/13/facilitator-spotlight-christiana-zaglago</loc>
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    <lastmod>2022-03-19</lastmod>
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      <image:title>Insights - Facilitator spotlight: Christiana Zaglago empowers Ghanaian sisters - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1647381476473-GDB0RUQF4BF5N6GENP8G/Christiana%2BZaglago.jpg</image:loc>
      <image:title>Insights - Facilitator spotlight: Christiana Zaglago empowers Ghanaian sisters</image:title>
      <image:caption>As a branch manager at Jireh Microfinance, Christiana Zaglago is working to build women’s digital financial literacy in Ghana using the USAID-funded Hey Sister! curriculum.</image:caption>
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      <image:title>Insights - Facilitator spotlight: Christiana Zaglago empowers Ghanaian sisters - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.siaedge.com/insights/2021/4/26/supporting-the-smallholder-farmers-journey-to-digital-financial-inclusion</loc>
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    <lastmod>2022-03-19</lastmod>
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      <image:title>Insights - Supporting the smallholder farmer’s journey to digital financial inclusion - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:title>Insights - Supporting the smallholder farmer’s journey to digital financial inclusion - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Insights - Supporting the smallholder farmer’s journey to digital financial inclusion - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/62af5bf6-74c7-4968-b440-c4f6066b403a/IMG-20200129-WA0023.jpg</image:loc>
      <image:title>Insights - Supporting the smallholder farmer’s journey to digital financial inclusion - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/5653bf48-b998-4a9a-9487-e30727521ba4/IMG_20200317_170439.jpg</image:loc>
      <image:title>Insights - Supporting the smallholder farmer’s journey to digital financial inclusion - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.siaedge.com/insights/our-most-popular-dfl-lessons</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-09</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/60495bae-b535-4b5b-9d7b-b4a742aed517/circle_all_gray_02.png</image:loc>
      <image:title>Insights - What you’re listening to: Our most popular digital financial literacy lessons - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.siaedge.com/insights/keep-the-gender-lens-on</loc>
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    <lastmod>2022-03-22</lastmod>
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      <image:title>Insights - ‘Let’s keep the gender lens on’ - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.siaedge.com/insights/spotlight-on-comsip-malawi</loc>
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    <lastmod>2022-03-21</lastmod>
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    <loc>https://www.siaedge.com/insights/uganda-credit-gap</loc>
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    <priority>0.5</priority>
    <lastmod>2022-03-19</lastmod>
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  <url>
    <loc>https://www.siaedge.com/insights/heysister-show-me-the-mobilemoney</loc>
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    <priority>0.5</priority>
    <lastmod>2022-03-21</lastmod>
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    <loc>https://www.siaedge.com/insights/six-common-myths-webinar</loc>
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    <priority>0.5</priority>
    <lastmod>2022-03-21</lastmod>
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  <url>
    <loc>https://www.siaedge.com/insights/making-mobile-phones-affordable-inmalawi</loc>
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    <lastmod>2024-02-13</lastmod>
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      <image:title>Home - FEATURED WORK Supporting the advancement of digital agriculture in Zimbabwe</image:title>
      <image:caption>Our newly released assessment for USAID/Zimbabwe provides an overview of the digital agriculture ecosystem to inform current and future programming that supports the advancement and adoption of digital agriculture tools. We conducted comprehensive desk research and held key informant interviews with a range of stakeholders to establish an understanding of the products and services available in Zimbabwe, as well as their current and potential usage.</image:caption>
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      <image:title>Home - FEATURED BLOG POST Acting on the Unknown: The Missing Data in Digital Agriculture</image:title>
      <image:caption>We have been working to advance the use of digital technologies in agriculture since our founding. Over the years, and still this year, we continue to confront a gap in current data on smallholder farmers and the organizations that serve them — a gap that makes program design exceedingly challenging. What impact does this lack of data have on products and services designed for smallholder farmers, and what could be a potential remedy?</image:caption>
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    <lastmod>2023-04-03</lastmod>
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      <image:title>Digital agriculture</image:title>
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      <image:title>Digital agriculture</image:title>
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    <loc>https://www.siaedge.com/shelley-spencer</loc>
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    <lastmod>2022-02-28</lastmod>
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      <image:title>Shelley Spencer - Make it stand out</image:title>
      <image:caption>Shelley Spencer, CEO</image:caption>
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    <lastmod>2022-02-17</lastmod>
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    <lastmod>2023-07-26</lastmod>
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      <image:title>Hey Sister! Show Me the Mobile Money! - Make it stand out</image:title>
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      <image:title>Hey Sister! Show Me the Mobile Money! - Make it stand out</image:title>
      <image:caption>These webpages and the information provided is made possible by the generous support of the American people through the United States Agency for International Development (USAID). The contents are the responsibility of SIA and do not necessarily reflect the views of USAID or the United States Government.</image:caption>
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      <image:title>Hey Sister! Show Me the Mobile Money!</image:title>
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      <image:title>Hey Sister! Show Me the Mobile Money!</image:title>
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      <image:title>Hey Sister! Show Me the Mobile Money!</image:title>
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      <image:title>Hey Sister! Show Me the Mobile Money!</image:title>
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      <image:title>Hey Sister! Show Me the Mobile Money!</image:title>
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      <image:title>Hey Sister! Show Me the Mobile Money!</image:title>
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    <lastmod>2022-05-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/53714575-87df-41e2-8e62-245e4c3f8c2c/hey%2Bsister%2Bround%2B2_02-04%2B%281%29.png</image:loc>
      <image:title>Lessons - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1645475662804-Q6RLQSR33ZZARYVTZDLQ/noun-ghana-583686-F14048.png</image:loc>
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      <image:title>Lessons</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1645475691547-A6I6H7H3CNGY2F3JBZ5K/noun-malawi-215055-F14048.png</image:loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1645475710428-L1F1F49JPPEP5IMVSSZR/noun-rwanda-778396-F14048.png</image:loc>
      <image:title>Lessons</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1645475725780-HQIYD1V4L9LFBG4YEISC/noun-kenya-215049-F14048.png</image:loc>
      <image:title>Lessons</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1645475738684-3ISHI3SCXKYTN6SDMCMH/noun-tanzania-778397-F14048.png</image:loc>
      <image:title>Lessons</image:title>
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      <image:title>Lessons</image:title>
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    <loc>https://www.siaedge.com/digital-financial-services</loc>
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    <lastmod>2023-04-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1645061069342-3DKDMX08XX6WKM05JQ6G/noun-product-design-2457877-173583.png</image:loc>
      <image:title>Digital financial services</image:title>
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      <image:title>Digital financial services</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg</image:loc>
      <image:title>Digital financial services</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg</image:loc>
      <image:title>Digital financial services</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1645482562137-G5TEIP74MFJ7KQ734U7X/noun-network-4311132-6A9AC7.png</image:loc>
      <image:title>Digital financial services</image:title>
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    <image:image>
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      <image:title>Digital financial services</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1645482637894-BVT4UMEBF584G0KVJWTR/noun-analysis-1013456-173583+%281%29.png</image:loc>
      <image:title>Digital financial services</image:title>
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  <url>
    <loc>https://www.siaedge.com/meet-our-sisters</loc>
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    <lastmod>2022-03-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/b0a53317-2b9d-42f7-8346-976cda4f8f19/annette-circle.png</image:loc>
      <image:title>Meet Our Sisters - ANNETTE</image:title>
      <image:caption>Hi! I’m Annette! My IDEO archetype is “Contributing Catcher.” My husband, Kingsley, and I are expecting our first child. I work as a cleaning lady periodically, though my husband is the primary source of income in our home. I earn at different times based on my family’s financial well-being. My husband makes the decisions in our home. He is supportive in my desire to learn more about digital financial literacy. I have access to a feature phone, but don’t have my own. I am a savings group member. I am, however, unbanked and haven’t used mobile money yet.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/754067fa-18ec-43df-92b8-f0071bc1e033/josephine-circle.png</image:loc>
      <image:title>Meet Our Sisters - JOSEPHINE</image:title>
      <image:caption>Nice to meet you! I’m Josephine. My IDEO archetype is “Unequal Earner.” I am 32 years old, married with 3 children, and my in-laws live with my family. I cultivate a mid-size vegetable garden on my husband’s farm. The money I earn is combined with my family’s income, but I do periodically siphon some of that money to save in case of emergencies. I manage our household expenses and have moderate input in our financial choices, but I do not have ultimate control like my husband. I am a savings group member and I have a bank account. But I mainly use cash and I have not ever used mobile money though I do own my own feature phone!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/e3507490-0477-4d9a-9fa5-9df94da54b7f/myriam-circle.png</image:loc>
      <image:title>Meet Our Sisters - MYRIAM</image:title>
      <image:caption>I’m Myriam! My IDEO archetype is “Influencer.” I am a 45-year-old widow with 2 children. I run a pharmacy and am considered financially successful in my community. I contribute 100% of my families income and have ultimate control in decisions. I have established, over my lifetime, a steady income and have risen up as a leader through my savings group. I am technologically very capable and own smartphone. I participate in a savings group with a leadership role. I have an MFI loan, a bank account, and send P2P payments. I have more knowledge about using digital tools and can help other women to learn!</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/e18d2502-c505-431f-bf7f-6164760f137c/lily-circle.png</image:loc>
      <image:title>Meet Our Sisters - LILY</image:title>
      <image:caption>Hey! I’m Myriam’s daughter, Lily. My IDEO archetype is “Sophisticated Entrepreneur.” I’m 27 years old. After graduating university, I stayed in the city to start a fashion and jewelry enterprise. Five years later, it is now a small business with 8 employees. I use a digital bookkeeping app, digital advertising / e-commerce, and pay my employees digitally. My husband also runs his own business. We keep our accounts separate from our shared household account, and he helps with household tasks so I have enough time to keep my business going. I’m grateful for the opportunities my mother worked to give me — if it weren’t for her savings, I wouldn’t have been able to go to school. In turn, I enjoy sharing business tips with her when we talk on the phone.</image:caption>
    </image:image>
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    <loc>https://www.siaedge.com/off-grid-energy</loc>
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    <lastmod>2023-04-03</lastmod>
    <image:image>
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      <image:title>Off-grid energy</image:title>
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      <image:title>Off-grid energy</image:title>
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      <image:title>Humanitarian assistance</image:title>
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    <image:image>
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      <image:title>Humanitarian assistance</image:title>
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      <image:title>Women's empowerment</image:title>
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      <image:title>Women's empowerment</image:title>
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      <image:title>Women's empowerment</image:title>
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      <image:title>Jeremiah Lwebuga - Make it stand out</image:title>
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      <image:title>Impact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/63b51279-3380-4802-a6f7-eda640520200/image-asset.png</image:loc>
      <image:title>Impact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Impact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Impact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Impact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Impact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Impact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Impact - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Latin America - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/d620fdce-adf6-44e6-97a2-2aa5f6fe4d0d/USAID-SIA-logos.png</image:loc>
      <image:title>Latin America - Make it stand out</image:title>
      <image:caption>These webpages and the information provided is made possible by the generous support of the American people through the United States Agency for International Development (USAID). The contents are the responsibility of SIA and do not necessarily reflect the views of USAID or the United States Government.</image:caption>
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    <image:image>
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      <image:title>Latin America</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg</image:loc>
      <image:title>Latin America</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1649518055314-30SR4FQV98BGS44BHEJL/GUATEMALA_shutterstock_748356418+%281%29.jpg</image:loc>
      <image:title>Latin America</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1649518157888-6TOO04U13U01Q50H994R/COLOMBIA_shutterstock_349763375.jpg</image:loc>
      <image:title>Latin America</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1649518243714-EQ1MFD93TA58H4Y3PU7X/shutterstock_2114025797.jpg</image:loc>
      <image:title>Latin America</image:title>
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    <lastmod>2022-04-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/1be788d6-e957-4f64-9f10-830a5794e7e9/hey+sister+latam_no+text_transparent-02.png</image:loc>
      <image:title>Lessons LATAM - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.siaedge.com/meet-our-amigas</loc>
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    <priority>0.75</priority>
    <lastmod>2022-04-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/467b5844-0add-48a0-b286-fe9c2cf434d1/Screen+Shot+2022-04-09+at+11.34.06+AM.png</image:loc>
      <image:title>Meet our amigas - ANA</image:title>
      <image:caption>Hi! I’m Ana! My IDEO archetype is “Contributing Catcher.” My husband, Diego, and I are expecting our first child. I work as a cleaning lady periodically, though my husband is the primary source of income in our home. I earn at different times based on my family’s financial well-being. My husband is supportive in my desire to learn more about digital financial literacy. I even recently got my own smartphone! I am a savings group member. I am, however, unbanked and haven’t used a mobile wallet yet.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/58f79c0e-e702-4f9e-89b8-f3ceb13574bb/Screen+Shot+2022-04-09+at+11.33.51+AM.png</image:loc>
      <image:title>Meet our amigas - JOSEFINA</image:title>
      <image:caption>Nice to meet you! I’m Josefina. My IDEO archetype is “Unequal Earner.” I am 32 years old, married with 3 children, and my in-laws live with my family. I cultivate a mid-size vegetable garden on my husband’s farm. The money I earn is combined with my family’s income, but I do periodically siphon some of that money to save in case of emergencies. I manage our household expenses and have moderate input in our financial choices, but I do not have ultimate control like my husband. I am a savings group member and I have a bank account. But I mainly use cash and I have not ever used mobile wallet though I recently upgraded my feature phone to a smartphone!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/a588dbdc-00d1-4210-9259-0229152c95de/Screen+Shot+2022-04-09+at+11.35.34+AM.png</image:loc>
      <image:title>Meet our amigas - LILY</image:title>
      <image:caption>Hey! I’m Miriam’s daughter, Lily. My IDEO archetype is “Sophisticated Entrepreneur.” I’m 27 years old. After graduating university, I stayed in the city to start a fashion and jewelry enterprise. Five years later, it is now a small business with 8 employees. I use a digital bookkeeping app, digital advertising / e-commerce, and pay my employees digitally. My husband also runs his own business. We keep our accounts separate from our shared household account, and he helps with household tasks so I have enough time to keep my business going. I’m grateful for the opportunities my mother worked to give me — if it weren’t for her savings, I wouldn’t have been able to go to school. In turn, I enjoy sharing business tips with her when we talk on the phone.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/fa0e17c0-8563-4efa-8c38-456379f92fe6/Screen+Shot+2022-04-09+at+11.33.41+AM.png</image:loc>
      <image:title>Meet our amigas - MIRIAM</image:title>
      <image:caption>I’m Miriam! My IDEO archetype is “Influencer.” I am a 45-year-old widow with 2 children. I run a pharmacy and am considered financially successful in my community. I contribute 100% of my families income and have ultimate control in decisions. I have established, over my lifetime, a steady income and have risen up as a leader through my savings group. I am technologically very capable and own a smartphone. I participate in a savings group with a leadership role. I have a mobile wallet, a bank account, and send P2P payments. I have more knowledge about using digital tools and can help other women to learn!</image:caption>
    </image:image>
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  <url>
    <loc>https://www.siaedge.com/facilitator-resources-latam</loc>
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    <priority>0.75</priority>
    <lastmod>2022-04-20</lastmod>
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    <lastmod>2022-04-11</lastmod>
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  <url>
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    <lastmod>2023-06-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/06395614-7f0e-4278-8f8c-e1b66e0a8cca/11c2e4b51fec8d5e23ea0a718c5f08fc7ccd2640---UNGC_logo.png</image:loc>
      <image:title>About us - Make it stand out</image:title>
      <image:caption>SIA is a signatory to the UN Global Compact, the world’s largest corporate sustainability initiative.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/9046300a-ccd2-461f-b4cc-da62236ca032/download.png</image:loc>
      <image:title>About us - Make it stand out</image:title>
      <image:caption>SIA is registered with IATI, a global initiative to improve the transparency of development and humanitarian resources and their results for addressing poverty and crises.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg</image:loc>
      <image:title>About us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg</image:loc>
      <image:title>About us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/4b719689-47a1-4c68-a31b-6b262c155b64/Screen+Shot+2022-04-14+at+7.31.20+AM.png</image:loc>
      <image:title>About us</image:title>
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  </url>
  <url>
    <loc>https://www.siaedge.com/janet-oyella</loc>
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    <priority>0.75</priority>
    <lastmod>2023-05-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/9ceb3ecd-63fb-427f-a729-4faa5d63e8dc/Janet+Headshot.jpg</image:loc>
      <image:title>Janet Oyella - Make it stand out</image:title>
      <image:caption>Janet Oyella, DFS and Agro-Value Chains Consultant</image:caption>
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    <lastmod>2023-05-01</lastmod>
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      <image:title>Samuel Eduam - Make it stand out</image:title>
      <image:caption>Samuel Eduam, Governance, Finance Risk, and Compliance Consultant</image:caption>
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    <loc>https://www.siaedge.com/ohemaaa-takyiwa-boakye</loc>
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    <lastmod>2023-05-01</lastmod>
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      <image:title>Ohemaaa Takyiwa-Boakye - Make it stand out</image:title>
      <image:caption>Ohemaaa Takyiwa-Boakye, Programs Support Consultant</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.siaedge.com/emebet-tita</loc>
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    <priority>0.75</priority>
    <lastmod>2023-03-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/e0dee523-eba1-4b1c-a60f-61c3f0f23457/Emebet+Tita_Headshot.jpg</image:loc>
      <image:title>Emebet Tita - Make it stand out</image:title>
      <image:caption>Emebet Tita, DFS and Financial Inclusion Consultant</image:caption>
    </image:image>
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  <url>
    <loc>https://www.siaedge.com/edward-maferano</loc>
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    <lastmod>2023-05-01</lastmod>
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      <image:title>Edward Maferano - Make it stand out</image:title>
      <image:caption>Edward Maferano, Digital Finance Consultant</image:caption>
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      <image:title>Her Business, Her Future Spanish</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/aa6b5150-41cc-4c07-875f-7ad85f1a0b5c/kirana-webcards3.png</image:loc>
      <image:title>Her Business, Her Future Spanish</image:title>
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      <image:title>Her Business, Her Future Spanish</image:title>
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      <image:title>Her Business, Her Future Spanish</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future Spanish</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future Spanish</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future Spanish</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/ebab5781-3d41-4af6-8dd4-bfe9b6a679ec/kirana-webcards.png</image:loc>
      <image:title>Her Business, Her Future Spanish</image:title>
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      <image:title>Her Business, Her Future French</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/aa6b5150-41cc-4c07-875f-7ad85f1a0b5c/kirana-webcards3.png</image:loc>
      <image:title>Her Business, Her Future French</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/ed700088-7a9b-4fc6-b84c-dceb779836e8/kirana-webcards.png</image:loc>
      <image:title>Her Business, Her Future French</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future French</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/0e9ce6f4-ddad-417a-972b-3510c73f4f05/kirana-webcards7.png</image:loc>
      <image:title>Her Business, Her Future French</image:title>
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      <image:title>Her Business, Her Future French</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future French</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future French</image:title>
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    <lastmod>2022-11-01</lastmod>
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      <image:title>Her Business, Her Future Swahili</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/aa6b5150-41cc-4c07-875f-7ad85f1a0b5c/kirana-webcards3.png</image:loc>
      <image:title>Her Business, Her Future Swahili</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future Swahili</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future Swahili</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/620d90511f50c525f1fecffe/0e9ce6f4-ddad-417a-972b-3510c73f4f05/kirana-webcards7.png</image:loc>
      <image:title>Her Business, Her Future Swahili</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future Swahili</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future Swahili</image:title>
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    <image:image>
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      <image:title>Her Business, Her Future Swahili</image:title>
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    <lastmod>2023-05-01</lastmod>
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      <image:title>Robert Meloche - Make it stand out</image:title>
      <image:caption>Robert Meloche, Senior Advisor</image:caption>
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  </url>
  <url>
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    <lastmod>2023-05-30</lastmod>
    <image:image>
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